Click the Download Button Given Below to Download Subway Surfers Mod Apk
What’s the Average Cost of Car Insurance in Houston?
Texas premiums are 14% greater than the national average, which is why the state is recognized for its pricey rates. Premiums run even higher in the city, so in Houston, it is especially important to save while insuring a vehicle. Let’s compare car insurance costs in Houston versus premiums across the nation.
Houston Car Insurance by Violation or Accident History
Having a spotless driving record is key to keep your car insurance premiums minimal. An at-fault accident with greater than $2000 of damages will increase your car insurance premiums more than other driving violations. The value of the damage caused by an accident plays a part in how much insurance rates will rise. Compared to at-fault accidents with damages less than $1,000, accidents with damages exceeding $2,000 cost you another 17% per year in premiums. Drivers with a DUI in Houston have rated 38% greater than the city average of $2,143. Reckless driving will also bump your premiums up, with average rates of $3,026. That is 41% higher than the city average.
Houston Auto Insurance by Credit Rating
Improving your credit can save you a good bundle of money. Those in the bottom credit tier (300-579) usually pay 104% more each year for car insurance than those in the top credit tier (800-850). In terms of percent change, shifting from Very Poor (300-579) to Fair (580-669) hands over the largest percent drop in premiums to drivers, as they save around 35% per year. Houston Auto Insurance,Houston Auto Insurance,Houston Auto Insurance,Houston Auto Insurance,Houston Auto Insurance,Houston Auto Insurance
What drives up car insurance rates in Houston?
Where you live in Houston affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you’ll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Houston is no exception to the rule. From zip code 77095 to 77078, premiums rise by 22 percent—that’s $326.